If you plan on moving, read on!
Your privacy may depend on it.

Junk mailers & callers target new movers.
By limiting access to your data they can't easily snatch it to send you junk mail and tele-annoy you.
This information brought to you by
Robert Bulmash
= Realtor =
Coldwell Banker
1700 Ogden Avenue    Lisle, IL 60532    Cell: 312-283-4413
Limit access to your private data & reduce the junk industry's attack on you; a new mover.
As the founder of Private Citizen, Inc., I worked more than a decade to get the federal telemarketing do-not-call list enacted.  Presently, 110 million phone numbers on the list.  If you're not on it, do it now.  If you get a new number, quickly add it on the list.  By calling 888-382-1222 from the  number you want to protect, you'll drastically reduce junk calls. Note: the do-not-call list is updated monthly.
The firms that sell consumer data to insurance and credit card junk mailers likely know plenty about you; including your age, income range, credit history, etc.  Without your knowledge, they sell your data to junk mailers and callers who use it to pitch 'pre-approved' credit offers, etc.  Call 888-5-OPT-OUT to stop them.  Unless you specify that you wish to be permanently removed, you'll be back on their lists in 2-years.
The US Postal Service (USPS) wants new movers to complete a National Change of Address (NCOA) form.  If you indicate (in Part 3 of the form) that your move is permanent, the USPS will distribute new address to about 25 of the nation's biggest list compilers who sell names and addresses to junk mailers.
       The USPS won't forward mail for more than a year, regardless of the type of move. So, telling them that a move is temporary (1-day less than a year) will get essentially the same result while keeping you off the USPS new mover lists.  The USPS does not distribute the records of temporary movers to junk mailers.  Temporary movers have 60-days to tell non-first-class mailers where they've moved and 364-days to tell 1st Class mailers. Movers should give firms that regularly mail bills and firms that send good mail, their new address.

Paying the phone company to not publish your listing in the phone book is like paying someone to not wash your car. There are other ways to limit the phone company's release of your information. 
Concerning an alternative to an unlisted number - When you establish service at your new home:

Tell SBC you do not want your address published in the phone book. There is no charge for this.

b) You may list yourself in the phone book under a name by which you are known. So, by asking to be listed by your first and middle name, rather than last name, you'll cloak your true name at no charge.

Customer proprietary network information (CPNI) is data held by phone companies about consumer phone calls. It includes the date and destination number of each call you make.  SBC customers may opt-out of having this information used for marketing purposes by calling (800) 303-7260.
This federal law is commonly referred to as the G-L-B Act.  Under G-L-B, all financial institutions (
insurance firms, banks, etc.)you do business with, must send you a 'privacy notice' each year. It describes how that firm disseminates your personal information.  Such firms often share your data with affiliated companies & other firms as part of joint marketing agreements. The G-L-B Act doesn't help you stop that type of privacy intrusion, but does let you stop them from selling your data to unaffiliated third parties, like many direct marketing firms. You can do this by giving them written notice. You may want to cut & paste the text at the bottom of this page, fill it out for the specific financial firms you will be doing business with in conjunction with the sale of your current home and purchase of your new one. Then give it to a representative of the firm when you meet; or send it to the firm by certified (return receipt requested) mail.

A personal note - from me to you:
If hope of selling your home through a For Sale By Owner plan is fading.  Or you are:
  • overwhelmed by advertising costs,
  • tired of unqualified shoppers dictating when you must be home to show it,
  • having other difficulties that often arise when selling a home without a Realtor,
I'll welcome an email or call from you.  As a Coldwell Banker Realtor, I can offer you a SELLER SERVICES GUARANTEE assuring professionalism in marketing your home.
Robert Bulmash             312-283-4413          robert.bulmash@coldwellbanker.com

Media - Legislative History
of Robert Bulmash
- Partial List -

Begin: Gramm-Leach-Bliley Act opt-out form

[Your Name]

[Your address]

[Name of company that sends you junk mail / telemarkets you]

[Company address]

RE: Opt-Out Instructions for Account #______________  [as found on your billing statement]

Dear ________________:

Here are my instructions concerning your firm's handling of my information, regardless of your information sharing and sales policies:

1. Do not share my personally identifiable information with non-affiliated third parties. I assert my rights under the Financial Services Modernization Act (the Gramm-Leach-Bliley Act) to opt-out of any sharing or sale of my information by your firm.

2. [Optional] I do not want marketing offers from your firm or its affiliates.  Delete my name from all your marketing lists, files and databases.

3. [Optional] Your company's privacy notice states that you may otherwise use my information as "permitted by law".  
    I wish to limit usage of my personal information by your company and its affiliates. In particular:
Thank you for respecting my privacy and honoring my choices regarding my information.  Please acknowledge your intent to comply with my request of privacy for my personal financial information and other information you may have, concerning our business relationship.


[Your signature]

[Your name]

End: Gramm-Leach-Bliley Act opt-out form
Keep a copy of the letter for your file

All Material Copyright 2015 by Robert Bulmash
Duplication of text is prohibited without written authorization of author.

Legal disclaimer concerning the privacy issues addressed on this Web Site:

The information contained herein is not intended, and shall not be deemed to offer or provide legal (or other) advice.  Robert Bulmash makes no representation nor warranty that the information conveyed herein complies with any law, rule or regulation which may exist in, or be applied to your specific jurisdiction.